Lender Recovery Services

Commercial Services:

         LR Specializes in Nation-Wide Recovery Services for Commerical Lenders.
         Services Include

                   Valuation-Broker Price Opinion
                   Securing and disposial of chattel
                   Marketing through local agents and web-based tools

         We also provide complete processing from beginning to end managing the          obligor, legal processes, asset recovery, and remarketing, thereby relieving          you to focus on your core business.

Multifamily Study Services:

         LRS offers a one-of-a-kind study product available to Lenders Multifamily          Investors, as part of our service to stabilize faltering assets and set a course          for recovery with a PLAN. View our program at
         http://www.hmsys.com/property-report-studies/.

Residential Services:

         LRS provides distribution services for residential valuation and field services          through one of your network partners. We process bulk order, review the          results and return them to our client asset managers. Orders are placed at          http://www.lenderrecovery.com/valuation.htm

Credit Services:

         LRS, through it's sister division, Credit Services Company offers both credit          and background re-evaluations but also Process Service distribution and          acquisition. Inquire with the division manager for these services.

Local Brokerage Services:

         LRS through it's sister company Home Marketing Systems Inc. lists and sells          within the entire SW Michigan region using multiple MLS systems and these          among many websites we have to market Lender REO:
         www.MichiganInvestor.com, www.LenderRecovery.com
         www.LendersPortfolio.com, www.BadBankDebt.com